As a Bpi bank account owner, you can transfer funds to your gcash account to enjoy cashless transactions to hundreds of tied-up establishments and billers in the Philippines.
This means that you can use your gcash to buy goods online, pay your utility bills, and remit your contributions to many government institutions. It can also work as an Alternative to your bpi debit card as long as it has enough funds.
You have two options when it comes to transferring your funds from your bpi account to gcash. The first option is via the bpi website. the second option is through your bpi mobile app. In this post, I will show you the steps for each option. Afterward, decide which of the two is more convenient for you to do.
For example, if you do not have a laptop computer then choose the steps for transferring funds using the bpi mobile app on your smartphone. On the other hand, if you are more comfortable using the bpi website then choose the latter.
BPI to GCash Funds Transfer in 5 Easy Steps via Website
Step 1. Login to your BPI Online Banking Account
Go to the official website of BPI online bank. At the upper right-hand side of the page is where you will see the login link. At the new page and on the given space, input your username and password.
Note: don’t share your details with anyone
Step 2. Go to Transfer Money Tab
At the left-hand side of the home page, you will see different navigation tabs. These are “My Accounts,” “Transfer Money,” “Payments/Load,” “Investments,” and other services.
To transfer funds from your BPI account to Gcash, you need to proceed to the “Transfer Money” tab located just below the My Accounts tab. Under the “Transfer Money” tab, you have the option to “Load Prepaid Card,” “US Dollar to Peso,” and “Transfer Money.” Select the latter to transfer funds to other banks or to GCash.
Step 3. Fill In the Details and Select GCash for the bank name
Under “Transfer Money” you need to select the savings account that you will use. You also have to input the amount you want to transfer.
Tick the circle that says “Transfer to another bank.”
In the drop-down menu, select the bank to transfer your funds to. In this case, select “GCash.”
Input the account number which is your gcash registered mobile number, account name, and notes (optional). Afterward hit the “Next.”
Step 4. Review your details before you transfer your funds
To avoid any concerns or issues in the future, double-check the information that you input on the transfer money form. Especially the Gcash account number and the account name. You can also read the terms and conditions and tick the “I Agree” box.
Afterward, hit the “Confirm” button.
Step 5. Enter the Mobile Key or OTP that BPI sent to your Registered Mobile Number
BPI will prompt you to enter the 6 digits “Mobile Key.” This is a form of verification so BPI will know that you are the real account owner. If the latter is not applicable to you. Then BPI will send an OTP to your mobile device. It’s a six-digit number that you need to key in at the BPI website.
Note: don’t share your OTP or Mobile key with anyone
Step 6. Receive the Funds to your GCash account
Check your Gcash if the transfer amount has arrived in your account. In most cases, it will arrive at your e-wallet in real-time.
How to transfer funds from BPI Mobile App to GCash
As I’ve mentioned earlier, there are two ways to transfer funds to Gcash. This is the second one. Those who prefer to use the BPI mobile app can follow these steps to transfer funds even while on the go.
Based on my experience, there is a slight difference in the steps. But still, it is easy to follow.
Step 1. Open your BPI Mobile App and Login to your Account
Supply your username and password in the space provided. Afterward, hit the login button.
The BPI mobile app is available to both iPhone and Android devices. You can get it at the BPI’s official website or in the respective apps store.
Tip: Do not share your login details with anyone
Step 2. Proceed to Menu Button and Choose Transfer
Check out the three parallel lines that you can see on the upper left-hand side of your mobile screen to see the Menu.
A pop-up window will show up which is the Navigation menu. You can see there the different transactions that you can do using the mobile app.
Such as “My Accounts,” “Payments/Load,” “Transfers,” “Account Maintenance,” and other services. To proceed, you have to tap “Transfers.” Select “Transfer Money” in the drop-down menu.
Step 3. Fill in the Details and Select Gcash in the list of banks
BPI bank can transfer to hundreds of Philippine-based banks. The name of banks in the list is arranged in alphabetical order. What you need to do is scroll down until you see “GCash.” then select it.
Step 4. Verify your Transfer Details
This is the last step before you transfer funds using your BPI mobile app to your Gcash account. You need to check the different details such as the “Savings Account” that you will get the funds from and the transfer amount.
It is important to verify that the amount is correct because every transaction that you do going to Gcash will incur you a Php 25 fee.
Aside from that you also need to double-check the Gcash account number and the account name. Imagine sending the wrong amount to the wrong Gcash number that’s an extra Php 25 gone.
Step 5. Input the Mobile Key or OTP that BPI will send to your device
This is one final verification before you can transfer the funds from your bank to your e-wallet. BPI will send a 6 digit number via text / SMS. You have to input it into your BPI mobile app when prompted to.
Normally, the text message containing the OTP arrives immediately. But wait for a few seconds as it may not always be the case.
Afterward, check your Gcash account to check if the funds have arrived.
How Much is the Transfer Fee
If you will use the “Instapay” service. The transfer fee is Php 25 per transaction.
How Much is the Transfer Limit
You can transfer up to Php 50,000 in real-time per transaction. It is available 7 days a week 24 hours a day.
Now that you know the steps for transferring funds from your BPI Account to Gcash using the bank’s website and/or the mobile app. Which of the two will you use? In my case, I like to use the mobile app more as I am familiar with it.
Also, when doing payments the QR code feature of the BPI mobile app is quite easier to use than when using it on the website.