Here is the latest Philhealth contribution table update in 2020 for your reference depending on your eligibility and steps for PhilHealth member registration.
This post will also teach you the process for PhilHealth membership registration, and get your permanent ID number depending on your eligibility.
This will also help other individuals under the sectors of employed, self-employed, voluntary, OFW, Life Time Member, and Senior Citizens know the required PhilHealth contributions that they needed to pay on monthly, quarterly, semi-annually or yearly basis.
The Philhealth registration is pretty simple. Most of the time, it would only take you 4 quick steps to complete the whole process. If you have the complete requirements before visiting a Philhealth branch, you can finish your membership registration in half of the day. The computation for the premium contribution needed to pay is also easy to understand.
PhilHealth Membership Registration Steps
How to become a PhilHealth Member for Employed Individuals
The qualified personnel for this type of membership are those who render service in the Government and Private companies. Household helpers and family drivers also belong in this group.
For a newly hired employee with no Philhealth ID Number (PIN)
- Step 1: Accomplish two copies of Philhealth Member Registration Form (PMRF)
- Step 2: Submit the properly filled up form to Human Resource department of your company / employer
- Step 3: Get your Member Data Record (MDR) and Philhealth ID card from the HR Department of your company / employer
For a newly hired employee with an existing PIN
- Provide your ID number to your employer so they can update their ER2 or Employer Report of Employees form
How to be a PhilHealth Member for Voluntary and Self Employed Persons
Those who have their own business, a freelancer, or someone working for themselves is qualified for this type of membership. Example of self-employed includes sari-sari store owner, tricycle driver, and doctors who have their own clinics. Here is how to register:
- Step 1: Visit any PhilHealth branch or satellite office near your location
- Step 2: Completely fill up the two copies of PMRF or PhilHealth Member Registration Form
- Step 3: Submit the accomplished PhilHealth Member Registration form to the PhilHealth office
- Step 4: Get your PhilHealth Member Data Record (MDR) and your ID number card
- Step 5: Pay the premium contribution appropriate for your type of membership
PhilHealth Membership Registration for OFWs Guide
To be considered for this type of membership, you need to be a Filipino seafarer or sea-based worker, land based Overseas Filipino worker, or is a Filipino having dual nationality / citizenship. This includes seaman, rig workers, fishermen, and Filipino workers in other countries and living abroad.
OFWs who are currently in the Philippines can visit any Philhealth branch to process their application. OFWs who are outside of the country can follow these steps:
- Step 1: To register, you can visit any accredited collecting partners such as Ventaja, or iRemit
- Step 2: Visit Philhealth’s official website www.philhealth.gov.ph/services/ and go to Electronic Registration to process the online registration
- Step 3: Download and accomplish a Philhealth Member Registration form (PMRF)
- Step 4: Email your duly accomplished PMRF to firstname.lastname@example.org
PhilHealth Membership Guide for Senior Citizen
This type of membership is available for those Filipino citizens living in the Philippines aged 60 years and above.
- Step 1: Visit any PhilHealth branch near your location
- Step 2: accomplish two copies of Philhealth member registration form and attached latest 1 x 1 ID picture on it
- Step 3: present your Senior Citizen ID and submit your accomplished PMRF to the PhilHealth branch
- Step 4: Received your PhilHealth ID card and your member data record
Guide for PhilHealth Lifetime Membership Registration for Retirees
Qualified members for this group are those who reached the retiring age under the Philippine government law. They have paid the minimum of 120 monthly contributions, and have an existing PhilHealth number. This includes 60 years and above individuals, 56 years and above uniformed personnel, and 55 years and above underground miner-retirees.
- Step 1: Visit any Philhealth Office or Local Health Insurance Office (LHIO)
- Step 2: Completely fill up 2 Philhealth Member registration form (PMRF)
- Step 3: Submit your PMRF with other requirements requested by PhilHealth depending on your current eligibility status.
- Step 4: Receive your PhilHealth ID card and Member Data Record (MDR)
Requirements for LifeTime Member
- two (2) pieces 1 x 1 latest ID picture
- two valid IDs
- Photocopy of any documents listed below depending on your eligibility
PhilHealth Contribution Table for 2020
PhilHealth Contribution Table 2020 for Employed Members and Formal Economy
Based on the new rate for 2020, employed members need to pay a monthly contribution equivalent to 2.75 percent (%) of their monthly basic salary. The monthly premium is both shared by the employee and the employer.
Under this sector, those who are earning P10,000 and below per month need to pay the minimum monthly contribution equivalent to P275.00. Since the payment is shared by employee and employer each of them needs to pay equivalent to P137.50 per month.
Those members who are earning P40,000.00 and above need to pay the maximum monthly contribution required by PhilHealth which is P1,100.00. Both employees and employer need to pay P550.00 each.
Premium Contribution Sample Computation
- Monthly Basic Salary * 2.75%
- Php 10000 * 2.75% = Php 275.00 per month
- Php 275.00 / 2 = Php 137.50
This means the member will pay the personal share of Php 137.50 and the employer also need to pay Php 137.50
If you are earning higher than Php 10,000 per month then you just need to substitute the monthly basic salary with your corresponding salary amount.
PhilHealth Contribution Table for Kasambahay
The monthly contribution of house helpers or kasambahay, will be shouldered by his / her employer. However, those house helpers who are earning 5,000.00 pesos and above monthly salary need to share the monthly contribution payment with his / her employer.
Premium Contributions for Voluntary and Self Employed
Self-employed members earning a monthly income of P25,000 and below need to pay the contribution of P200 per month or P2400 per year.
On the other hand, members having a monthly income above P25,000 need to pay P300 monthly contribution or P3600 yearly.
If you are under this category, you can pay your contribution to monthly, quarterly, semi-annually, or annually. This depends on your preference. Keep in mind however of the scheduled payment deadline.
PhilHealth Contribution Table for OFWs and Seafarers
Overseas Filipino Workers land-based minimum contribution of P2400 per year. Payable in advance to up to 5 years depending on the employment contract of the OFW.
Seaman / Seafarers contributions are based on computation similar to the formal economy. Those earnings P10,000 and below need to pay a minimum monthly fee of P275.00. Seaman earning P40,000 and above need to pay a maximum of P1,100.00 per month.
PhilHealth Contributions Requirement for LifeTime Member Retirees
- Paid at least 120 monthly contributions to enjoy the coverage and benefits
PhilHealth Contribution for Senior Citizen
- Contributions will be coming from the income of Republic Act number 10351
PhilHealth Contributions Deadline of Payment for Self-Employed and Voluntary
- Monthly Payment – you can pay until the last working day of the relevant month you planned to pay for. Example: Month of August, your payment deadline would be the last working day of August.
- Quarterly Payment – you are allowed to pay your contribution until the last working day of the relevant quarter you planned to pay for. Example: third quarter of the year which is July to September, your deadline would be on the last working day of September.
- Semi-Annual Payment – payments can be done until the last working day of the first quarter of the relevant semester you planned to pay for. Example: is the second semester of the year which is July to December, your Philhealth contribution payment deadline is on the last working day of September.
- Annual or Yearly Payment – payments can be done on until the last working day of the first quarter of the relevant year. Example: January to December, your deadline for payment is on the last working day of March.
How many Months of Contribution Payment to Enjoy the PhilHealth Coverage?
PhilHealth Membership is open to all Filipinos currently residing in the Philippines or abroad. While it may not be mandatory to some sector of our society, becoming a PhilHealth member is advisable especially now that the cost of health care and medical services continuously gets higher.
To enjoy the Philhealth coverage, a member should at least paid 9 months premium contributions within the immediate 12 months period prior to the first day of hospitalization. You can check your Philhealth contribution online to verify if you meet the minimum requirements.
For newly registered PhilHealth members, which membership is less than 9 months, will be required to pay at least 3 months premium contribution within 6 months prior to hospitalization.