SSS Online Registration and Steps to Check SSS Your Contribution Online

SSS online registration guide and steps to check SSS contributions and membership data records online in 2020 for voluntary members, self-employed, OFW, and private sector employees.

Members that have internet access can make online transactions like setting appointments to specific SSS servicing branch, get their existing 10-digit SSS ID number, members data change E4, update contact information, salary loan application, and submit retirement benefits claim application.

They can also process maternity benefits claim, educational assistance loan, flexi-fund enrollment, and request copies of their membership data records. All of these can be done at the comfort of home. There is no long waiting time, no hassle from traffic, no transportation cost, and most of all save time.

They just need to make online registration through sss.gov.ph. Registration is free of charge, very simple, and would only take less than 30 minutes to complete. SSS or Social Security System of the Republic of Philippines plays a vital role in the country’s workforce particularly those members who are employed in private sectors, household employees, self-employed, voluntary members, non-working spouses of SSS members, and enrolled Overseas Filipino Workers (OFW).

It provides benefits package if the mentioned members have experienced disability, maternity (female members), sickness, retirement, and death. Depending on the members’ status, their primary beneficiaries will also receive social protection services from this government institution.

To register your SSS account or view your SSS contribution online, you need to have a desktop or laptop computer which has installed web browser (Firefox, Chrome, and internet explorer) and has an internet connection. By the way, SSS recommends internet explorer as the browser to use when viewing your contribution online.

You can also use Firefox and Chrome, however, the two mentioned browsers occasionally have issues with the SSS website. I have below the steps (with pictures) that you can follow to start and finish your registration process:

SSS Online Registration in 5 Steps

Step 1: Go to SSS website to register your account online

On the center portion of sss.gov.ph website, you will find member login. Go to the “Not yet registered in My.SSS click here link.” You will be redirected to the online member user ID registration.

Step 2: Supply all the necessary information as reported to SSS

Supply your SSS number, first name, middle name, surname, date of birth, and valid email address. If you do not have an email, you should create one by going to yahoo.com or Gmail free of charge. After finished filling out the form, enter the code on the space provided.

Read: SSS Online Payment Guide

Once done you will receive a notification similar to the photo below:

Step 3: Check your email for the website email validation sent by SSS.gov.ph

The email comes with a link to continue with your online registration and will serve as proof that the email address that you have type in on the initial registration really comes from you. Usually, the email is sent within 30 minutes.

Step 4: Supply all the information on the required field

Supply your complete name, address, postal code, contact number, preferred user ID, and password. Tick the “I accept the terms and conditions” and hit submit.


Once done you will receive a notification similar to the photo below:

Step 5: Again check your email for the SSS confirmation of your online registration

SSS will send you a confirmation email stating that you are successful with your registration. The email also comes with your user ID and password which you will use to login to your My SSS account online. Keep a copy or memorize your User ID and password as it will always be needed when you log in to your account. Now that you are done with your SSS online registration, let us proceed now to check your SSS contribution online. The next two steps is easier to follow it will only take less than 5 minutes.

How to Check SSS Contributions Online Steps

Step 1: Go to SSS website and log in with your SSS online account

Type in your registered user ID and password in the space provided, then submit. Be careful when entering your password as it is case sensitive.
Unfortunately, there are instances where the government’s website will show you error similar to the one in the photo below. According to SSS, the problem occur when the member is using an unsupported web browsers such as google chrome and firefox. For smooth, optimal viewing and functionality, SSS recommends using Internet Explorer.

To solve this issue you need to click the shield-like icon located at the upper left corner next to the address bar. In the options link choose the “disable protection for now.” The website will automatically refresh to show the right info.

Step 2: Choose E-Services Tab and Go to Inquiry Page

There are three choices for you in this step. These are viewing your member’s profile, generating Payment Reference Number or PRN, and accessing the E-Services. Since you want to know your sss contribution, you need to choose the E-Services tab. In the drop-down menu, choose “Inquiry.”

Step 3: Go to Member Info and choose Actual Premiums or Contributions

While at the Inquiry page, there are available choices for you depending on the information you want to acquire. There are “member info, benefits, SMEC, Loans, Premium payments, eligibility, and documents.
Since you want to check your SSS Contribution online on the SSS website, then you should go to “Member Info” and choose actual premiums on its drop down menu.

Step 4: View your monthly SSS Contributions

In this page you will be able to view your contributions from the date you started your payment or from the date your employer started remitting your contributions from your salary.
It will also show the amount you pay every month. Plus the total number of contributions in months, and total contribution amount in Philippine pesos.

Login to your My.SSS account at www.sss.gov.ph website occasionally to determine if your present employer is consistently remitting your monthly SSS contribution. As a voluntary member, you can also do the same. Another reason is to keep you updated with your current monthly contribution amount.

Watch the Video Version:

Check SSS Contribution Online using the SSS Mobile App

Having trouble viewing your contribution through the official website of SSS? Try using their official mobile application. All you have to do is download it in Apps Store for IOS devices, and Google Play Store for Android devices.

Here is the video version:

After downloading, open the SSS Mobile App. Type in your User ID, and Password. Immediately, after you log in, you will be redirected to new window where you will view details such as your personal information, sss contributions, loans, benefits, and maternity notification. You can also generate the payment reference number (PRN).

If you choose ‘My Contribution’ among the choices, you will be able to see your total number of contributions posted and the total amount of accumulated. Aside from that you will also see your monthly remittance from the first month you become an SSS member up to the present. It will also reflect the months where you missed to pay your monthly dues. That’s it!!!

Actually it is much easier to check your SSS contribution online using the mobile app, than check it in the official website.

Read: SSS branches in the Philippines

How to Check SSS Contributions using Text

You do not have a personal computer or smartphone? Do not worry, you can still view your SSS contribution through the short messaging system (SMS) using your old cellphones.

Text SSS is the third option for members to view their sss contributions, process SSS membership registration, determine the nearest branch, check their benefits, claim status, loans, and other related concerns.

However, this is not free of charge. Telecom companies in the Philippines such as Globe and Smart charge service of 2.50 pesos, while Sun Cellular change its subscribers 2.0 pesos.

To check your contributions through text, key in:

SSS CONTRIB <SSNUMBER> <PIN>
Example: SSS CONTRIB 3375009813 1026

Then send to 2600

A Filipino citizen can retire at the age of 60. SSS members need to have paid at least 120 months contribution prior to the semester of retirement to be eligible to a lifetime cash benefit or pension per month. Pensions can be paid thru the members’ designated bank account where he / she wishes to receive it. Those retirees who would not be able to complete the 120 months contribution will receive a lump sum amount.

The dependents of the retiree-members will also receive a monthly dependent’s allowance that is equivalent to 10 percent of members’ pension per month. The allowance will stop if the dependents have reached the age of 21, became employed, gets married, or become diseased.

As of October 2017, there are approximately nine hundred and fifty thousand employers that are registered with SSS. The registered members composed of employees, self- employed, voluntary members, and overseas Filipino workers are around 36 million.

How to Check SSS Loan Balance Online 2020

Here are the 3 easy steps to check your SSS loan balance online at the official website of SSS. The process is almost the same as when viewing your SSS contribution online. This is hassle-free since it will only take you less than 5 minutes to accomplish plus you do not need to leave your home.

Step 1: Go to www.sss.gov.ph , then proceed to member login

Type in your SSS User ID and password. Then, submit. The login process is needed whenever you want to view your personal records such as your SSS contributions, loan balance, and benefits eligibility online.

Step 2: Hover your mouse to “E-Services” tab

When you hover your mouse under E-Services, a dropdown menu will show up. Giving you choices such as “Request Records,” “Flexi-fund Enrollment,” “Submit Maternity Notifications” and others. Since you want to view your loan balance, proceed to “Inquiry.”

Step 3:  Hover your mouse to “Loans” tab

While at the “Inquiry” page, hover your mouse at the “Loans” tab. A dropdown menu will again show up. Among the available options, choose whether you want to check your “Loan Status / Loan Info” or “Educational Loan Status / Info.”

Under the “Loan Status,” you will see your loan application details such as borrower’s SS number, your name, type of loan and its application status. It will also show you loan types that you have availed since you became SSS member.

Note: Since I was not able to process any loan application, that note is what I saw when I try to check my SSS loan balance online.

SSS Contribution Table 2020

Here is the schedule of contributions from SSS for the year 2020. Use this as reference when you are not yet familiar regarding the contribution amount you need to remit per month.

The monthly SSS contribution depends on the salary of the member. The current rate is 12 percent of the member’s salary per month.

The non-working spouse contribution will be based on 50 percent of the working spouse’s monthly salary credit. It shall not be lower than P1000.

For employed members, the amount is usually shared by the employer and employee. The employer shoulders the 7.37 percent while the employee shoulders the 3.63 percent.

Voluntary and Self-employed members need to pay the whole 12 percent based on their monthly salary declared at the time of their SSS registration.

Overseas Filipino Worker members have an assigned minimum salary which is around P8000. According to the SSS contribution table, they need to remit a minimum of P960 per month for their contributions.

For household employers, take note that under the Kasambahay Law, you the employer will pay the whole monthly contribution of your Kasambahay if the latter earns less than P5000 per month.

Due Dates of Monthly Contributions

For employed members, usually, it is their employer who pays for their monthly contributions and loans based on the latter’s SSS ID number. Payment due date is in accordance with the prescribed schedule of payment which is based on the 10th digit of the SS number. For example, if the 10th digit is 7 or 8 the payment deadline is on the 25th day of the month.

Self-employed and Voluntary members need also to follow the prescribed schedule of payment. However, they have the option to remit their contribution on a monthly and quarterly basis.

Overseas Filipino Worker members can pay their contributions for the months of January to December in the same year. Contributions for the month of October to December can also be paid in January of succeeding year.

How to Compute SSS Pension Online for Retirees

You can compute your estimated SSS pension now to at least have an idea of what you will receive monthly from the government institution when you reach the retirement age of 65 in the Philippines.

SSS has made an online calculator through its official website, to help current contribution paying members, and retirees to have an idea of their monthly pension after they retire. To do so, members need to input 3 personal information and key in the security code as shown in the space provided.

The information that you will need includes your date of birth, month and year started as an SSS member which is usually the same time you started working or have a business and your monthly salary/earnings.

Here is the sample computation based on the minimum wage of Php 537.00 per day in Metro Manila, NCR. If for a month, you are working for 22 days, then your monthly salary would be 22*537 pesos which are equivalent to PHP 11,810.00.

Assuming you were born in January of 1985 and started working in February 2005 when you are 20 years old. Also, your monthly salary never changes and remains at PHP 11,810.00 on the duration of your membership. Let us now type in all the required details in SSS pension calculator at https://www.sss.gov.ph/sss/portlets/retirementestimator/retirementEstimator1.jsp.

Based on the online calculator, you will have a monthly pension of Php 11,020.80 if you retire at the age of 65 in January 2050. Your monthly SSS pension may become bigger since for sure as you climb the corporate ladder, your salary increases, when that happens your contribution also increases.

Read: SSS branches in Malls

*I hope this step by step guide helps when you process your sss online registration, and also when you check your sss contribution online afterward.