This post will teach you the steps on how you can enroll your bank account on the SSS portal online. The Philippines’ Social Security agency has made it easier and quicker for the qualified members to received benefit claims, different types of loans, and reimbursements.
There will be no long waiting line for claiming of cheques to nearby SSS branch. Members also do not need to visit their banks to deposit the cheques which would take days to be credited to their accounts.
The good news is, SSS will do that for you, members. You do not need to leave your house assuming your bank is also accessible online. For your own safety, you can just withdraw the amount you need at any given time thru your ATM card.
What the SSS members need to do is enroll their PESONet participating bank in MySSS portal online.
Before you can apply for Salary Loan, Calamity Loan, unemployment benefits application, and submit retirement application. SSS will require to enroll your bank account online.
The reason is, SSS has stopped disbursement of payments through cheque. Instead, they will deposit the approved loans, benefits, unemployment cash assistance directly to the enrolled bank account of the members.
How to Enroll Bank Account in SSS Online Portal
Step 1: Visit the SSS website to enroll your bank account
Just a reminder, the official sss website. At the homepage, most of the time, you need to tick the captcha to verify that you are not a robot. Once verified, you need to visit the “Member” link located at the upper right Portals box. 
Step 2: Log in to your My.SSS Account
At the member login page, type in your SSS User ID and Password in the given field. Tick the box to verify also that you are human. Occasionally, the captcha appears. If so, just select the pictures that correspond to what is asked. 
Step 3: Visit Bank Enrollment link under E-Services Tab
The link is named “Disbursement Account Enrollment Module” which is the first thing you will see when you hover your mouse on top of the “E-Services” tab. It is also just above the “Apply for Salary Loan” link. It is beside the “Inquiry” tab that will lead you to check your monthly remittance online. 
At this point, you have to read and understand the “foregoing reminders on account enrollment,” tick the box and hit the proceed button.
Step 4: Select your Bank Name in the List
In the PESONet Participating Bank/E-wallet/RTC/CPO drop-down menu, select the SSS accredited bank that corresponds to your account number. It should be the bank that you want to enroll with SSS.
In the space provided, type in your Disbursement Account Number otherwise known as your Bank account number twice. Make sure that the digits matched to avoid any errors. No space or dash is allowed while doing so.
Tick the Box to Agree with Data Collection and usage clause. The reason is SSS will keep your details for processing your claims, loans, and benefits.
Proceed to the “Enroll Disbursement Account” and then OK.
Take note that you can enroll more than one bank account. However, you need to deactivate the bank account that became dormant or inactive from the SSS records.
Make sure also that the bank account you will enroll has the same account name with the sss member’s name.
It is also possible to select the E-wallet, remittance center name, or cash payout outlet in this option. The process is the same except that you need to type in your valid mobile phone number instead of the account number. The reason is, SSS will text the reference number for you to collect your loan amount and benefit claims.
Step 5: Check your Email for Bank Confirmation Notice from SSS
Visit the email account that you registered with SSS to receive the bank confirmation notice from the government agency.
SSS List of Accredited Banks
There are an estimated 60 participating banks in the SSS bank enrollment program. There are 40+ major universal banks and commercial banks. This includes but not limited to LBP, DBP, BPI, East West Bank, BDO, and Metrobank. There are also 15+ thrift and rural banks on the list.
Among the participating banks, 50 of which are compliant with the PESONet or Philippine Electronic Fund Transfer System and Operations Network. This means that the bulk of the SSS member can receive their benefits or loans within the same day. As long as the amount was transferred within the cut-off time to the member’s PESONet compliant bank.
According to BSP, this payment scheme is considered an electronic alternative to a paper-based check system.
I suggest that you browse the list and select the bank with respect to your existing bank details. Use this for reference only. For the updated list visit the SSS online portal.
SSS Accredited Universal and Commercial Banks List
- AL-AMANAH ISLAMIC BANK
- ASIA UNITED BANK
- AUSTRALIA AND NEW ZEALAND BANK
- BANCO DE ORO UNIBANK, INC.
- BANGKOK BANK PUBLIC CO
- BANK OF AMERICA
- BANK OF CHINA UNLIMITED
- BANK OF COMMERCE
- BANK OF THE PHILIPPINE ISLANDS
- CHINA BANKING CORPORATION
- CIMB BANKING CORPORATION CITIBANK, N. A.
- CTBC BANKING CORPORATION
- DEUTSCHE BANK
- DEVELOPMENT BANK OF THE PHILIPPINES
- EAST-WEST BANKING CORPORATION
- INDUSTRIAL BANK OF KOREA-MANILA
- ING BANK, N.V.
- JP MORGAN
- KEB HANA BANK
- LAND BANK OF THE PHILIPPINES
- MAYBANK PHILIPPINES, INC.
- MEGA INTL COMML BANK CO. LTD
- METROPOLITAN BANK AND TRUST COMPANY
- MIZUHO BANK
- MUFG BANK, TLD
- PHILIPPINE BANK OF COMMUNICATIONS
- PHILIPPINE NATIONAL BANK
- PHILIPPINE TRUST COMPANY
- PHILIPPINE VETERANS BANK
- RIZAL COMMERCIAL BANKING CORP
- ROBINSONS BANK
- SECURITY BANK CORPORATION
- SHINHAN BANK
- STANDARD CHARTERED BANK
- SUMITOMO MITSUI BANKING CORP – Manila Branch
- THE HONGKONG AND SHANGHAI BANKING Corporation
- UNION BANK QUICK CARD
- UNION BANK OF THE PHILIPPINES
- UNITED COCONUT PLANTERS BANK
- UNITED OVERSEAS BANK Limited – Manila Branch
SSS Accredited Thrift and Rural Banks List
According to Investopedia, Thrift Banks’s primary focus is offering savings accounts and home mortgages for its clients. These banks also offer credit cards, checking accounts, personal and car loans for their clients.
- ALLBANK (A THRIFT BANK), INC.
- CHINA BANK SAVINGS
- EQUICOM SAVINGS BANK
- FIRST CONSOLIDATED BANK
- HSBC SAVINGS BANK, INC.
- MALAYAN BANK SAVINGS AND MORT
- PHILIPPINE BUSINESS BANK
- PHILIPPINE SAVINGS BANK
- PRODUCERS SAVINGS BANK
- STERLING BANK OF ASIA
- WEALTH DEVELOPMENT BANK Corporation
- YUANTA SAVINGS BANK Philippines, Inc.
- BANK OF FLORIDA, INC (A RURAL BANK)
- BDO NETWORK BANK, INC (A RURAL BANK)
- CAMALIG BANK INC (A RURAL BANK)
- CEBUANA LHUILLIER RURAL BANK, INC.
- DUNGGANON BANK INC.
- RURAL BANK OF GUINOBATAN
- EAST WEST RURAL BANK INC
If you do not have a bank account yet. It is advisable to open an account with any of these banks. This will make it easy for you to apply for any SSS benefits, loans, and claims. These banks are already PESONet compliant.
how to deactive the bank account that does no mt dormant and active already??
My pesonet account was approved already, but why can’t I proceed the loan application? it keeps on saying register a pesonet account
I already applied ones for calamity loan last year and im still asking for another one for salary loan? amd how long it will approve?
My pesonet was approved already and yet I can’t process my loan?
after deactivating enrolled disbursement that was still active, it now won’t give me an option to proceed., though, I have enrolled E-WALLET as new active disbursement. I deactivated previous account because I don’t have the ATM with me anymore. I just want to know if does it affect with my loan process why it is not giving me option to proceed. ?
i have already enrolled my bank disbursement account 2 weeks ago but until now, i was not able to received any confirmation from SSS so that i can proceed with my loan application
Same situation here. I enrolled it last April 2021, I received an email saying that my enrollment is successful and just wait for the email of approval but until now there is no email. SSS called and said to go to nearest branch, i thought it is approved but not, they cant see my application of enrollment, I enrol again and same response successful and wait for the email of approval. dont have any idea how long will i wait for this application.
Thats not enough po, you need to see your email if your enrollment was approved or not.
First time to get a loan from SSS here. How long will it takes for your servicing branch (enrolled my bank account) to approve your disbursement enrollment?
A reply will highly appreciated.
Thanks
sss salary loan
I dont have bank account,, what should i do
How and where can i open bank account?
Paano po ba mag enroll na bank account po ng SSS
Panu ko po makikita ung hulog ko
You can check po yung hulog ninyo at the sss website provided that you already have an account with them.
I am currently enrolled in an auto-debit payment mode thru my BPI account. Do I still need to enroll my bank account in the SSS Bank Account Registration Online?
Thank you.
I already received a confirmation that my disbursement atm was already approved and the atm also appeared in the SSS Portal as active but I don’t still have the option to apply for a loan.